Temporary car insurance
Temporary Car Insurance Cover When You Need It
Flexible short-term car insurance from 1 hour up to 28 days. Compare your options and find cover that suits your needs.
From 1 hour up to 28 days
Drive any car legally
Fully comprehensive cover options
- 100% free
- No obligation
- Secure
100% Free
No hidden fees
No Obligation
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Support when you need it
Our Range
Our complete short-term insurance range
Standard Car Insurance
- Comprehensive cover available
- Drivers aged 19–75
- Flexible cover from 1 hour to 28 days
- UK, EU, and EEA licence holders accepted (subject to underwriting criteria)
- Vehicle values up to £65,000
Standard Van Insurance
- Comprehensive cover available
- Drivers aged 21–74
- Flexible cover from 1 hour to 28 days
- UK and EU licence holders accepted (subject to underwriting criteria)
- Vehicle values up to £65,000
Learner Driver Insurance
- Comprehensive cover available
- Drivers aged 17–75
- Flexible short-term cover periods
- Allows learners to practise in a friend or family member’s vehicle without affecting the vehicle owner’s No Claims Discount
- Suitable for provisional licence holders
- Vehicle values up to £30,000
Impound Release Insurance
- Third Party Only
- Drivers aged 21–75
- Cover specifically designed to release vehicles from police impounds
- International, UK, EU, and EEA licence holders accepted (subject to underwriting criteria)
- Named Driver cover coming soon
Motorhome Insurance
- Comprehensive cover as standard
- Cover from 1 day to 28 days
- Suitable for motorhomes and van conversions
- Drivers aged 25–70
- Vehicle values up to £40,000
Courier Car Insurance
- Comprehensive cover only
- Insured-only driving
- Drivers aged 26–65
- £500 policy excess
- Cover from 1 hour to 28 days
- Maximum 3 claims in total, with a maximum of 2 fault claims
- Vehicle values from £1,000 to £5,000
- UK and EU licence holders accepted
Courier Van Insurance
- Comprehensive cover only
- Insured-only or Insured +1 driving
- Drivers aged 26–70
- £500 policy excess
- Cover from 1 hour to 28 days
- Vehicle values from £1,500 to £30,000
- UK and EU licence holders accepted
Short-Term Taxi Insurance
- Cover available in 7, 14, 21, and 28-day periods
- Designed for taxi drivers needing temporary cover
Explore our temporary cover options
Courier Car Insurance
Designed for professional delivery drivers requiring flexible, short-term comprehensive cover.
- Comprehensive cover only
- Cover available from 1 hour to 28 days
- Drivers aged 26–65
- £500 policy excess
- Maximum 3 claims in total, with a maximum of 2 fault claims
- Vehicle values from £1,000 to £5,000
- UK and EU licence holders accepted
Courier Van Insurance
Flexible short-term cover designed for professional courier and delivery van drivers.
- Comprehensive cover only
- Cover available from 1 hour to 28 days
- Insured-only or Insured +1 driving
- Drivers aged 26–70
- £500 policy excess
- Vehicle values from £1,500 to £30,000
- UK and EU licence holders accepted
Motorhome Insurance
Flexible short-term cover for customers looking to insure motorhomes and van conversions.
- Comprehensive cover as standard
- Cover available from 1 day to 28 days
- Suitable for motorhomes and van conversions
- Drivers aged 25–70
- Maximum vehicle value of £40,000
Coming Soon
We’re continuing to expand our product offering, with two further developments launching soon.
Enhanced Impound Release Insurance
- Our Impound Release Insurance will shortly be expanded to include Named Driver cover, providing greater flexibility and helping even more customers recover their vehicles from police impounds.
- Further details will be shared once the enhanced product is available.
Short-Term Taxi Insurance
We’re also launching a brand-new Short-Term Taxi Insurance product, designed for taxi drivers who need flexible temporary cover.
- Available Policy Periods: 7-day, 14-day, 21-day, and 28-day policies
- Provides an additional option for drivers requiring taxi insurance for a limited period (e.g., temporary work requirements, vehicle changes, or short-term needs).
- Full eligibility criteria and product details will be shared ahead of launch.
Our Range
Our complete short-term insurance range
Standard Car Insurance
- Comprehensive cover available
- Drivers aged 19–75
- Flexible cover from 1 hour to 28 days
- UK, EU, and EEA licence holders accepted (subject to underwriting criteria)
- Vehicle values up to £65,000
Standard Van Insurance
- Comprehensive cover available
- Drivers aged 21–74
- Flexible cover from 1 hour to 28 days
- UK and EU licence holders accepted (subject to underwriting criteria)
- Vehicle values up to £65,000
Learner Driver Insurance
- Comprehensive cover available
- Drivers aged 17–75
- Flexible short-term cover periods
- Allows learners to practise in a friend or family member’s vehicle without affecting the vehicle owner’s No Claims Discount
- Suitable for provisional licence holders
- Vehicle values up to £30,000
Impound Release Insurance
- Third Party Only
- Drivers aged 21–75
- Cover specifically designed to release vehicles from police impounds
- International, UK, EU, and EEA licence holders accepted (subject to underwriting criteria)
- Named Driver cover coming soon
Motorhome Insurance
- Comprehensive cover as standard
- Cover from 1 day to 28 days
- Suitable for motorhomes and van conversions
- Drivers aged 25–70
- Vehicle values up to £40,000
Courier Car Insurance
- Comprehensive cover only
- Insured-only driving
- Drivers aged 26–65
- £500 policy excess
- Cover from 1 hour to 28 days
- Maximum 3 claims in total, with a maximum of 2 fault claims
- Vehicle values from £1,000 to £5,000
- UK and EU licence holders accepted
Courier Van Insurance
- Comprehensive cover only
- Insured-only or Insured +1 driving
- Drivers aged 26–70
- £500 policy excess
- Cover from 1 hour to 28 days
- Vehicle values from £1,500 to £30,000
- UK and EU licence holders accepted
Short-Term Taxi Insurance
- Cover available in 7, 14, 21, and 28-day periods
- Designed for taxi drivers needing temporary cover
Explore our temporary cover options
Courier Car Insurance
Designed for professional delivery drivers requiring flexible, short-term comprehensive cover.
- Comprehensive cover only
- Cover available from 1 hour to 28 days
- Drivers aged 26–65
- £500 policy excess
- Maximum 3 claims in total, with a maximum of 2 fault claims
- Vehicle values from £1,000 to £5,000
- UK and EU licence holders accepted
Courier Van Insurance
Flexible short-term cover designed for professional courier and delivery van drivers.
- Comprehensive cover only
- Cover available from 1 hour to 28 days
- Insured-only or Insured +1 driving
- Drivers aged 26–70
- £500 policy excess
- Vehicle values from £1,500 to £30,000
- UK and EU licence holders accepted
Motorhome Insurance
Flexible short-term cover for customers looking to insure motorhomes and van conversions.
- Comprehensive cover as standard
- Cover available from 1 day to 28 days
- Suitable for motorhomes and van conversions
- Drivers aged 25–70
- Maximum vehicle value of £40,000
Coming Soon
We’re continuing to expand our product offering, with two further developments launching soon.
Short-Term Taxi Insurance
We’re also launching a brand-new Short-Term Taxi Insurance product, designed for taxi drivers who need flexible temporary cover.
- Available Policy Periods: 7-day, 14-day, 21-day, and 28-day policies
- Provides an additional option for drivers requiring taxi insurance for a limited period (e.g., temporary work requirements, vehicle changes, or short-term needs).
- Full eligibility criteria and product details will be shared ahead of launch.
Enhanced Impound Release Insurance
- Our Impound Release Insurance will shortly be expanded to include Named Driver cover, providing greater flexibility and helping even more customers recover their vehicles from police impounds.
- Further details will be shared once the enhanced product is available.
WHY CHOOSE WISE CHOICE?
Smart comparisons.
Better choices.
Real protection.
We make comparing temporary car insurance simple, transparent and stress-free. Our mission is to help you find the right cover at the right price – without the hassle.
Trusted UK Providers
We work with highly rated, authorised UK insurers to bring you a range of options.
Secure & Private
Your data is encrypted and never shared without your permission.
Quick & Easy
Compare quotes in minutes and get covered in a few simple steps.
Compare Your Options
Our comparison tool helps you find cover that fits your needs – not just any cover.
HOW IT WORKS
Start comparing in 3 simple steps
1
Enter a few details
Pick the cover that’s right for you and start saving.
2
We compare for you
We compare quotes from top UK insurers.
3
Choose & save
Tell us a little about you and your vehicle.
- It's free, fast and with no obligation
FLEXIBLE COVER WHEN YOU NEED IT
Short-term cover.
Total peace of mind.
Whether you need cover for a new car, a one-off trip, or just borrowing a family car, our temporary car insurance gives you the flexibility you need.
- From 1 hour up to 28 days
- Drive almost any car or van
- Perfect for occasional drivers and one-off journeys
Need cover fast?
You could be insured in just minutes.
COMMON QUESTIONS
Temporary car insurance FAQs
Here are answers to some of the most common questions.
How quickly can I get covered?
You can get covered almost instantly! Once you complete the quick online form and select your policy, your temporary car insurance can start in just a few minutes.
What can I use temporary car insurance for?
You can use it for flexible short-term needs, such as driving a new car home, borrowing a vehicle from friends or family, taking a road trip, sharing driving duties on a long journey, or temporary test drives.
Can I extend my cover if I need to?
Yes, you can easily extend your coverage or purchase an additional temporary policy online if you need extra time, as long as it remains within the 1 hour to 28 days limits.
Get your temporary car insurance today
Compare quotes from trusted UK providers and get covered from 1 hour up to 28 days – it's free, fast and with no obligation.